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The common halls of the airports are practically a walk-through courtyard in which waiting for a flight is not very comfortable: some sit or even sleep on the floor, others are loudly discussing something, while someone's carry-on luggage takes 10 places in a row. In this case, VIP lounges come to the rescue, for visiting which it is not necessary to have the mark "business class" on the ticket.

site knows 6 ways to get to the lounges of different airports in the world, even without the appropriate flight class.

Why is it worth getting into the business lounge at least once?

• All lounges have a buffet with free snacks and drinks. Plus, you can take food with you on board.

Turkish Airlines Lounge, Istanbul Ataturk Airport (closed).

• While in the quiet rooms, you can read, watch TV or play board games. Flight waiting time will fly by

Turkish Airlines Lounge, Istanbul Ataturk Airport.

• Business lounges are equipped with comfortable soft armchairs and sofas where you can relax, and most of the lounges have slip rooms

Qantas International First Lounge Sydney, Sydney International Airport.

• What can we say about such opportunities as take a shower for free, visit a masseur, and somewhere - even a beautician

Oman Air First & Business Class Lounge Shower, Bangkok Suvarnabhumi International Airport. Lufthansa First class, Frankfurt am Main air terminal.

• For VIP passengers with children, there are children's playrooms

Vip-lounge, Vnukovo International Airport.

And now we will tell you how to get it all without a ticket in business class

1. Get a profitable bank card

Some premium cards guarantee access to certain lounges. For example, World Elite MasterCard and World MasterCard Black Edition (+ € 20 for entry) open access to the business lounges of MasterCard partner companies. This is a good investment for those who fly frequently.

The same program operates, for example, in the United States. American Express Platinum cardholders have access to over 1,000 VIP lounges throughout the country.

2. Buy a subscription card "Priority Pass"

Priority Pass is a club card that allows free access to business lounges at airports in most countries.

The card is issued free of charge. To get it, you need to register on the official website, choose a tariff plan and receive it by mail in a month. With some tariffs, you need to pay a symbolic amount for entry to the lounges.

3. Get a loyalty card and redeem miles

Surely you have repeatedly received an e-mail about the opportunity to get such a card. Loyalty cards are provided by many major airlines. Surprisingly, many passengers refuse such cards, but in vain.

Simply put, miles for flights are credited to such a card, which you can exchange for entrance to the business lounge or other service within the program. If you fly at least 5 times a year with the same airlines, it is quite possible to save up for a free business class ticket.

Among other things, you can earn miles using co-branded bank cards, which are credited with bonus points for purchases. They can be redeemed for miles.

4. Become a favorite customer and get a club card from the airline

Many airlines form international alliances. For example, Lufthansa, Air Canada, Scandinavian Airlines, Thai Airways International and United Airlines fly under the Star Alliance umbrella. You can register at

It's good when planes fly on schedule. Then it is enough to appear at the airport by the time of check-in for the flight (and for those who managed to do it online by the time of boarding) and not languish in a long wait. But force majeure circumstances periodically arise, and it takes several hours to wait for the flight. Then the question arises, how to spend this time more comfortably?

Lounges

The airport terminals have public lounges for waiting for departure. But not all of them are convenient for a long stay there. Seats in them, as a rule, are sedentary, and you will not be able to truly relax. It will be especially uncomfortable for people with health problems, pregnant women and passengers with children.

To have a snack while the plane is delayed, you will have to leave the waiting room and go in search of a cafe or at least fast food outlets. It is not a fact that during this time your chair will not be occupied, and you will not have to look for a new one.

The common halls of the airports are, in fact, a "passage yard" where people are constantly scurrying about, and there is a din. Such conditions cannot be called comfortable - neither relax in silence, nor concentrate on reading. And not all lounges have free wi-fi available.

Lounges are another matter. Among the airport lounges, the business lounge is the most comfortable place to relax. VIPs who can rightfully use the services of such lounges are business class passengers.

The delights of business lounges

Priority air ticket rates apply to the creation of amenities not only in the cabin of the liner, but also for the period of waiting for a flight in the terminal. Business class passengers can visit special lounges that make it possible to enjoy the maximum comfort:

• there are comfortable soft armchairs and sofas where you can relax;

• there is a buffet in the prestigious recreation area, where cold or hot snacks, aromatic coffee and other drinks (including alcohol) will be served, for which you will not have to pay - everything is included in the ticket fare;
• being in silence and solitude, you can read entertaining literature or watch TV, which is installed in the business lounge;
• showers are provided for VIP passengers, where you can refresh yourself free of charge;
• some lounges offer the services of a hairdresser, beautician or massage therapist;
• children have not been forgotten here either - most business halls have playrooms;
• provide a comfortable stay for nursing and pregnant women in the lounge.

The prospect of such a holiday during a long wait attracts many passengers. Business lounge services at the airport may also be available to holders of economy class tickets (subject to availability and availability) if they pay for this service to the lounge administration at the rate set by a specific airport.

Note! One of the options for gaining access to the business lounges of the world is to become one of the members of the Priority Pass "club".

Comfort with Priority Pass

Having tickets to the economy class, but being the owner of Priority Pass or its electronic version in the smartphone application, passengers can enter the lounge area of ​​a number of hubs.

All the delights of such a vacation become available to them. At the same time, the passenger can relax here with his family or invite friends with him (no more than 10 people in total) who will help to brighten up the waiting time.

People who are on a business trip will find it more comfortable to work here. They will be provided with office equipment: a computer (if you do not have a laptop with you), a copier and a scanner, and a fax. Free internet is available in all business lounges.

The lounges have a conference room where you can hold a business meeting, negotiate or arrange a meeting with colleagues. To be able to enjoy the delights of priority lounges, you should inquire about how to get a Priority card.

How to issue a card

The Priority Pass card itself is neither credit nor debit card. This is something akin to a club business card, confirming participation in the priority vacation program. There are several options for purchasing it:

• Most Russian banks offer it to their clients who are holders of plastic of the Gold level and above;
• The client can take the initiative by submitting an application for membership in the program to his bank;

Important! Priority Pass registration by the bank costs the client free of charge.

• Another option to get a card is to visit www.prioritypass.com and apply for its issuance; it will already cost money and will cost from 99 € / year. To do this, you need to have a cash account of one of the banks participating in the program, from where the withdrawals of annual contributions and payments for visits to the lounge will be carried out in the future (if this implies the tariff).

In the future, in order to enter the priority hall and use its services, it is not necessary to present the card itself - you can download an application to your smartphone from the same website.

How to use the card

When you visit the business lounge, you don't have to pay in cash - at the entrance the Priority Pass card code (or the application on your smartphone) is scanned. This is followed by the debiting of funds from the main card of the bank's client at the rate applicable in a particular financial institution. Each of the banks sets its own conditions for using the service, which must be clarified in advance:

• some cards provide for a fixed number of visits to the business lounge by the client himself for free;
• other banks reward customers with free unlimited throughout the year;
• the third option - each visit is paid, with a fixed price of 24 € / person.

When visiting business lounges of airports using a card received online, slightly different tariffs apply (they are chosen by the client himself):

• basic option - 24 € will be deducted from the main account (and for guests too) with each visit to the business lounge; this tariff costs 99 € per year;
• the middle tier, the price of which is 249 € / year, gives the cardholder 10 free visits to the lounge throughout the year, but you will have to pay 24 € for each guest;
• the third rate - the highest one, for 399 € per annum, allows the client to visit the business lounge without any limit throughout the year without paying, but the visits of the guests are paid here too.

Note! The opportunity to enjoy comfort for free many times throughout the year at the airports of the world is a rather profitable acquisition for those who often use airplanes.

Some nuances

Before ordering a Priority Pass card, you should take into account some of the nuances associated with this program:

• Not all airports in the world (and in Russia as well) participate in the program, so you should first go to the website www.prioritypass.com and carefully study the list of hubs with available prestige lounges;
• Some major airlines (such as Emirates) have their own lounges at international airports, and here the Priority Pass program will not work;
• Each airport has its own list of facilities for such halls; it is better to know in advance what you can count on, for this it is worth visiting the website of the hub where the flight is expected to be expected;
• When planning a vacation in a business lounge, you should take into account the time of day - some lounges do not work at night (for example, in Spain);
• The waiting time for your flight should also be taken into account - a standard visit to the business lounge is usually determined by 4 hours; after their expiration, the countdown of the next visit begins, which is not very profitable with paid tariffs.

Note! The priority lounge card is linked to the main bank account.

If the Priority Pass tariff involves paying for your own visits, as well as for invited guests, then you need to monitor the availability of funds on the main card. Due to their shortage, the administration of the lounge has the right to refuse to provide you with comfortable services.

Business Lounge Terms of Use

The lounge is a comfortable waiting area for a flight. And the conditions here are created not only by the airport administration. It's not enough just to get into the comfort zone - visitors must follow the rules of conduct in it:

• the main advantage of these recreation areas is silence; if the company accompanying the visitor behaves noisily, the administration has the right to remove them from the lounge;
• passengers with small children may also be offered to leave the VIP lounge if they cause discomfort to others;
• the availability of free alcohol may affect the inadequacy of some visitors - they will also have to leave the business lounge ahead of time;
• the name of the lounge itself determines the dress code in appearance - women in swimsuits, men in shorts, beach slippers may not be allowed into the business hall;

• lovers of "nicotine sticks", before relaxing in the lounge, should check if there is a smokers' corner.

Important! Each of the violations of the rules has its own moral or material consequences. If the owner of the Priority card, who violates the conditions, suffers damage, then neither the administration of the business lounge, nor the operator of the airport are liable for this.

Overview of business lounges of the main airports in Russia

A number of Russian airports participate in the Priority Pass program and provide services to passengers on various terms. The table below provides a brief overview of the lounges of some Russian hubs, indicating a number of restrictions.

A brief overview of business lounges at a number of Russian airports

Airport name	Lounge location	Opening hours, time spent and number of guests	Who is available	Conditions and restrictions
Pulkovo-1	Sector V at 3rd level	Around the clock 3 hour stay no more than 2 invitees	For passengers on domestic and charter flights	The card can hold 1 baby up to 2 years old Smokers are not allowed in the lounge
Domodedovo	On the 2nd floor in the departure area	All day long 6 h visit the number of guests is not limited		Toddlers under 2 years old - no pay Children under 12 years old - 50% discount There is a playroom Transfer delivery to a remote gangway
Vnukovo	In Terminal B, on the 3rd floor in the departure area	Around the clock the number of visitors is not limited	For passengers on international flights	Preschoolers (under 6 years old) can enter for free There is a games room in the hall There is a duty-free zone next to the lounge A dedicated smoking area has been set aside
Sheremetyevo	On the 2nd level of terminal C, exit 11 (near the Irish Bar)	Around the clock visit time - 3 hours	For passengers on international flights	Children under 2 years old are admitted free There is a separate area for smokers
	On the balcony in the left wing of the 3rd floor of Terminal F, at gate 3	Around the clock passengers are allowed to visit the hall 2 hours before departure		Hall with maximum amenities There is a smoking area
	On the 3rd tier of Terminal E, at gate 37 (next to passport control)	Around the clock visit duration - 3 hours		Children under 12 years old are admitted free of charge There is a play area and a mother's room Special rooms for smokers are equipped

Business lounges are an opportunity to brighten up the hours while waiting for the plane with maximum comfort, which should not be denied.

Video

1 Each pass by a Priority Pass cardholder or person accompanying a Priority Pass cardholder is counted as a separate visit.
The calculation includes passes on all Priority Pass cards issued to the client's bank cards within all Sberbank Premier Service Packages that were valid during a calendar quarter in one regional bank.
2 The amount of payment for each visit to the airport business lounges by the client and each person accompanying the client is set by the Visa and Mastercard payment systems in US dollars.
3 The service package is valid for the entire calendar quarter (from 00:00 hrs 01 sec. Of the first calendar day and until 24:00 hrs. 00 sec. Of the last calendar day).
4 The average POS turnover per month is calculated as the sum of the turnovers for 3 months included in the calendar quarter, divided by 3 (three). The calculation takes into account the transactions of payment for goods and services in trade and service enterprises using cards (NFC cards, card details) issued within the Service Package, and World MasterCard Gold Cards, MIR Zolotaya, MIR Premium, MIR Premium Plus, made calendar quarter. For bank cards opened in foreign currencies (US dollars and Euros), recalculation is carried out at the rate of the Central Bank of the Russian Federation in effect at the time the funds are debited from the bank card account.
5 The average total balance is calculated as the sum obtained by adding the total balances for the last calendar day of each month included in the calendar quarter, divided by 3 (three). The total balance is understood as the amount of the outgoing balance on all savings accounts, deposit accounts, debit bank card accounts and unallocated metal accounts (OMC) displayed in the list of accounts and services formed under the banking service agreement, as well as on all savings accounts, accounts on deposits and compulsory medical insurance opened by a client from 01.10.2018 in the name of a minor depositor / s (accounting is maintained until the age of 18) within the territorial bank in which the PU is issued; the value of the client's own assets on a brokerage account with Sberbank; the value of the client's assets under fiduciary management agreements and shares in mutual funds managed by Sberbank Asset Management JSC; sum insured for the risk "Survival" in products: "Heritage", "Fast and the Furious", "Family asset", "First capital", "Children's educational plan", "Health Fund", "Ticket to the future", "Future capital"; client's insurance premium for products: "Smart Policy", "Smart Policy Light", "Smart Policy Coupon"; the amount of insurance premiums minus payments stipulated by the payment schedule for the products: "Rentier" and "Like a salary" IC Sberbank Life Insurance LLC. The value of assets, sums insured for survival risk and sums of insurance premiums and premiums payable under insurance contracts are recorded in ruble equivalent in all regional banks in accordance with the data provided by the management and insurance companies. The calculation of the total balance for the Sberbank Premier package of services also includes savings certificates purchased by the client in the subdivisions of the territorial bank in which the PU is issued. The total balance is calculated in Russian rubles for 24 hours 00 minutes. 00 sec. the last calendar day of the month. The equivalent of the amount in Russian rubles for assets and monetary funds placed on accounts, in foreign currency and compulsory medical insurance, is calculated at the exchange rate / discount price of the precious metal established by the Bank of Russia on the last calendar day of the month.

Priority pass is a club card for visiting business lounges (vip zones) at the airport. For those who fly frequently and want to do it in comfort. Only the owners can use the club card. Business class lounges are available only to club members, their guests or relatives. For the rest, access is open when paying at the entrance or with a ticket to business class. It is not possible to pay for a visit to the business waiting area at the entrance everywhere.

Features of using Priority Pass

• a priority pass card not for paying for purchases;
• together with the holder, his companions can visit the VIP-hall (the number must be specified in advance in the selected waiting room);
• it is possible to use the Digital Membership Card as an alternative to Priority Pass - transfer to third parties is prohibited;
• fee per person for each visit;
• upon presentation of the card, an imprint is made or the data is entered into the database, a receipt is issued against signature;
• visiting halls with children may not be available - you need to clarify in advance;
• the company is not responsible for the provision or non-provision of services, for the conditions of the visit;
• not to miss your flight - it is the responsibility of the cardholder, lounge operators are not required to announce flights;
• alcoholic drinks may be provided free of charge or not, if this is contrary to the law of the country in which the airport is located;
• alcohol and phone use may be charged separately;
• only passengers of upcoming flights are allowed in the lounges, in some - only for 4 hours, after which additional payment may be charged;
• access to the halls of the Schengen zone upon presentation of the Schengen;
• in the United States, you need a valid boarding pass to access;
• Priority Pass card is tied to a payment bank, from which money is automatically debited for visiting VIP zones.

Airports participating in the program

Priority Pass card is valid at 900 airports, 1000 lounges, 130 countries - comfortable waiting for a flight in almost any country. Used as a pass to the VIP room. The conditions of visit must be clarified in advance - in the lounge areas there are various conditions from the dress code to the maximum number of guests.

Available to the owner:

• free food and drinks;
• free alcohol (in some rooms, you need to specify);
• Wi-Fi;
• the ability to charge gadgets;
• comfortable furniture;
• air conditioning;
• office equipment;
• the possibility of visiting the hall with a small company;
• round-the-clock provision of services regardless of the class of the plane ticket.

Additional opportunities (not available in every room)

• room for mother and child;
• the opportunity to take a shower;
• game;
• the possibility of visiting with children.

If any of this is important for you and your comfort, select a suitable room in advance. All information is available in the club application or on the website. Sometimes the general condition of the room may differ from the information brochure.

3 packages of services for club membership

When registering Priority Pass, you need to choose a suitable package of services, there are three of them:

Standard

Membership fee 99 EUR in year

Cost of one visit per person 24 EUR

Standard Plus

Membership fee 249 EUR in year

10 free visits are available, the rest by 24 EUR

Prestige

Membership fee 3 99 EUR in year

All visits to the lounge are free for the holder

For a guest - 24 EUR

The card can be obtained by leaving a request on the official website. This requires:

1. fill in the form,
2. make a contribution,
3. specify the mailing address.

And you can get it in one of the banks. In most cases, the service is included in the Premium package by default - you will have to refuse if you do not need it.

Top 10 cards with Priority Pass: conditions and cost

To register using the Premium package, you need to have sufficient financial resources and stability. Often, the choice is made in favor of a bank, of which a person has been a client for a long time, which guarantees the operation of the banking system and communication with managers as expected. Consider offers from Russian banks.

Sberbank of Russia

The Priority Pass card from Sberbank is available in the Premier package.

• receipt: free.
• service from the 3rd month is paid - 2 500 rubles. monthly
• service is free with the amount of the remaining funds for the billing period over 2.5 million rubles. (the balance is taken into account for all card accounts in total)

Promsvyazbank

The Bank has included Priority Pass in the Orange Premium Club Premium Program.

• registration is free
• 1 month preferential, no payment. From the 2nd month. - 2 800 p. monthly.

Conditions for beneficial use:

• the total account balance at the end of the month should be 2 million rubles.
• the total balance is 1 million rubles. and the amount of settlement transactions carried out at least 50 thousand rubles.

Unicredit Bank

The Priority Pass service is included in the Prime package.

• subscription fee 3000 r. per month.
• with a total amount of residual funds for the billing period of 2 million rubles. - service is free

Rosbank

The service is available when purchasing the "Premium" package. Monthly payment 2500 rub., 30 000 rub. in year.

Payment is not required if one of the conditions is met:

• the total balance on all accounts is not less than 2 million rubles;
• the amount of monthly receipts is 150 thousand rubles. or more;
• the amount of balances from 750 thousand rubles, expenses on the main card - not less than 50 thousand rubles.

Alfa Bank

Provided free of charge with Alfa-Miles Signature registration. Visits to the VIP rooms are paid separately per visit - 27 Euros per person.

VTB 24 Bank

The service is included in the Privilege package. Subscription fee 2 500 rubles. per month.

Free if one of the following conditions is met:

• non-cash payments in the amount of at least 55,000 rubles.
• receipts to the account from 120,000 rubles. monthly
• the amount of the balance on all accounts is at least 2 million rubles.

Opening Bank

For each visit to the VIP lounge by Visa Platinum holders, MasterCard will need to pay $ 27 per visitor. For Visa Infinite holders - free

RaiffeisenBank

The service is included in the "Premium banking" package - you can earn free visits for yourself and your guests by typing five stars.

For compliance with one of the conditions - one star:

• for every 500,000 rubles. on any ruble accounts;
• for every salary 100,000 rubles. credited to the account from a legal entity;
• for every credit 3,000,000 rubles. from Raiffeisen Bank;
• for every 10,000 euros in foreign currency accounts or in the form of a deposit;
• for every 50,000 rubles spent

If there are not enough stars, the subscription fee is 5,000 rubles. monthly. The first month is free.

Gazprombank

Priority pass is available only for owners of the Premium package of services.

Free registration for Mastercard World Elite, World Signia, Black Edition or Platinum Gazprombank Premium. Paid service: In the 1st year - 15,000 rubles, from the 2nd year - 25,000 rubles.

Bank Avangard

Annual service fee with a classic credit card - 600 rubles. - € 25, with premium, Platinum class - 5500 rubles. - € 200 - Free receipt for expenses from 20,000 rubles. or when applying for a premium credit card

Important

If none of the proposed options from banks is suitable, you can order a card with postal delivery on the Priority pass website by choosing the desired format and paying a fee.

• you receive a card even if you do not use Premium-class services in the banking system

• unlimited visit only in the "Prestige" plan

Additional terms of use

• To cancel Priority Pass, you need to write an application or wait until its expiration date.
• To renew - you need an application for re-issuance or an application for automatic renewal of membership before a written refusal.
• If a transfer to a third party is detected, the card is closed, and the owner is deprived of privileges.
• For damages due to inappropriate behavior or appearance, you or your companions may be fined and asked to leave the hall.

Updated 12.21. Author Oleg Lazhechnikov Views 58478 Comments 71

It was high time to understand this topic in order to sit and wait for the plane at the airport not in the usual waiting rooms, but in business. There are fewer people, the chairs are more comfortable, you can drink coffee and have a snack for free. Still, I fly often, over the past year about 20 flights.

No sooner said than done! Now I have 2 cards: Priority Pass and Lounge Key, so I will write from personal experience. Be sure to take a look.

How to access airport lounges

First of all, you need to understand that you will not be able to enter the business lounge completely free of charge. That is, the passage may be free, but for this you need to do something. For example:

• Apply for a premium bank card, which includes free admission to business lounges at airports. The very option that we will consider, it suits many.
• Fly in business class. Then you can get into the hall that works with your airline. Accordingly, you will need to buy a business ticket or upgrade the service class using miles. So let's say an option is not for everyone. I've always been flying with different airlines and miles are accumulating very slowly.
• You can buy one of the tariff plans (89-259 euros) of the Priority Pass card, which gives you access to business lounges. But this subscription costs money, but we don't want to pay, right?

A premium bank card with access to the halls also has an annual / monthly service fee. But! If certain conditions are met, it becomes free. As a rule, you need:

1. Keep a certain amount in the account (500 thousand rubles - 3 million).
2. Make certain expenses per month (100-200 thousand rubles)
3. Keep a certain amount and spend a month.

Someone will object, they say, a person who can spend 200 thousand rubles a month or keep 3 million rubles on his account will not bother and just buy himself a membership for 399 euros.

No, it’s not like that. The more money a person has, the more he knows their value. If there is an opportunity to get something for free and legally, then why not use it. Moreover, the money still needs to be stored somewhere, which means that you need to choose the bank and the banking product that will give you maximum privileges.

How to get a Priority Pass card for free

We are talking about premium bank cards that give Priority Pass or Lounge Key. I have considered only those that, in my opinion, offer more or less normal conditions in general. Arranged in descending order, as I considered them for myself. Some TOP.

Priority Pass cards are not much different from Lounge Key. It is believed that there are fewer business lounges for the latter, but enough for the vast majority of travelers. Also, Priority Pass is a separate physical plastic card (like a discount card), and Lounge Key is, roughly speaking, an emblem on a bank card. That is, under the Lounge Key program, you pass by swiping a bank card.

Sberbank Premier

8 passes to business lounges per quarter for yourself and your companions using the Priority Pass card. You can get it as part of the Sberbank Premier package. Priority Pass cards can be obtained up to 5 pieces (one for each bank card).

• The account must have at least 2.5 million rubles on the last day of the month (accounts, deposits, brokerage account, assets in trust). For regions, you need to keep from 1.5 million.
• The account must have at least 1.5 million rubles and spending on the card from the package from 100 thousand rubles per month. For regions 500 thousand and 80 thousand, respectively.
• Spending on a card from a package from 150 thousand rubles. For regions from 100 thousand

If the conditions are not met: the Premier package costs 2,500 rubles per month. But the first 2 months are free to try. Accessible and unlimited passes for yourself and satellites, but for this, the accounts must have at least 2 million rubles, spending on the card from 200 thousand rubles per month, and the package is active for the entire calendar quarter.

Tinkoff Black Edition

2 free passes per month for yourself and your companion under the Lounge Key program. Given when issuing Tinkoff cards of the Black Edition series, for example. After 2 visits, the cost of the next pass is $ 30.

Free if one of the following conditions is met:

• The account must have at least 3 million rubles daily (accounts, deposits, brokerage account).
• Spending on any Tinkoff cards from 200 thousand per month.

If the conditions are not met: service of the AllAirlines Black Edition credit card will cost - 1990 rubles per month. Service for debit cards AllAirlines Black Edition and regular Black Edition - 1990 rubles.

Opening Premium

12 visits to business lounges per year under the Lounge Key program. You can walk with companions, but 1 person = 1 pass. After running out of passes, for each payment of $ 30. For passes, you need to have the categories Visa Gold, Visa Signature, Mastercard World, Mastercard World Black Edition, they are free of service charges.

To get Premium status:

• The account must have at least 3 million rubles daily (accounts, deposits, brokerage account) for Moscow and the Moscow region, St. Petersburg and the Leningrad region. For other regions from 2 million rubles.

The status is given free of charge and is lost as soon as the condition is not met, after which the passes become unavailable. The card for travelers now exists separately and is not associated with the Premium status. If you need a cashback for travel, then it needs to be issued additionally.

Alfabank Travel Premium

4 passes per month for yourself with your Priority Pass card. Only for registration (debit or credit) as part of the Premium package. The Alfa Travel Premium credit card is always paid, so I won't talk about it.

• The account must constantly have at least 3 million rubles.
• The account must constantly have at least 1.5 million rubles + spending 100 thousand rubles per month on debit cards.

If the conditions are not met: there will be no passes, and the service of the Premium package will cost 5,000 rubles per month. If the account has at least 6 million rubles or 3 million rubles and spending on debit cards from 200 thousand rubles per month, then there will be generally unlimited access to business lounges.

VTB Privilege

2 passes per month for yourself and your companions using the Priority Pass card. It is given when issuing a Multicard Privilege card (debit or credit).

Passes are provided if one of the following conditions is met:

• The account must constantly have at least 2 million rubles.
• Spending from 100 thousand rubles per month on the card.

If the conditions are not met: service of the Privilege package will cost 5,000 rubles per month. If the account has at least 5 million rubles, then there will be 8 passes per month to business lounges.

Raiffeisen

Since 2020, conditions have worsened and now there are 10 passes per year for premium clients. You can pass with guests, but 1 person = 1 pass.

Passes are provided if one of the following conditions is met:

• On ruble or investment accounts, there must be at all times from 2.5 million rubles.
• On any bank cards, spending should be from 250 thousand per month.
• There are individual conditions that are easier to check in the calculator on the website, you need to score 5 stars.

There are also unlimited passes, but for this you need to keep already 5 million in the account, or 2.5 million + spending from 100 thousand, or 10 stars. Unlimited is not given immediately, but at the end of the quarter, which is inconvenient.

My conclusions and what cards I made

I deliberately put my conclusions in a separate section so as not to confuse the terms of use with my personal impressions. Everyone decides for himself which conditions are easier for him to pull, which bank he likes best.

So far, I have not been able to find ONE single proposal that has collected all the necessary buns at once. Therefore, I still use two tariffs / cards: Tinkoff Black Edition and Sberbank Premier. In total, there is everything you need and even more.

Sberbank Premier

When there was no limit, it was the best offer for business lounges. Now there are only 8 passes left, but for unlimited the conditions are difficult to fulfill. Yes, I got myself this package for the sake of Priority Pass and a good annual insurance for the whole family for 90 days (the number of trips is unlimited), but I am wondering whether to continue using it. Although for 1.5 million (regions) I'm not sure that there is something better.

Sberbank's currency cards are suitable for abroad, ruble cards are not very good, since there are losses on conversions. But bonuses "Thank you" to cards, in my opinion, are not a profitable topic at all.

Well, this is Sberbank, that is, no loyalty and brake service. When I ordered the cards for myself, they were not delivered to the department (forget about the delivery home) on time, so I had to leave to travel without cards. I’m not saying that premium service implies 2 visits to the department (order and receive). My personal manager does not answer emails, is reluctant to receive calls, and there is no online chat with him at all.

Tinkoff

4 visits per month is not enough (2 visits, if without a life hack), especially if you travel with children and there are a lot of you. Still, 3 million must be kept in the account. Okay, if 1.5 million, still all right, or the passes would be given quarterly. But the annual insurance is good, I have already used it. So it's doubtful to do just for the sake of business lounges.

Actually, this card was issued for cashbacks rather than for passes. Tinkoff All Airlines Black Edition has a real 2% on all purchases and 3-10% on hotel tickets. True, it is a little more profitable abroad to use not the ruble All Airlines, but the usual currency, which I also recommend doing. This will come out more profitable than any cards from the same Sberbank.

And Tinkoff "beats" many banks with its service! Now my bar is too high, I expect the same from other banks, but alas. Order the card online, it will be delivered the next day to the desired address, all questions can be resolved remotely via chat. Hello, Sberbank with your constant visits to the office!

Opening

Initially, I was going to make this particular card, when they had unlimited passes for two, and even cashback as much as 4%. But I'm glad I didn't.

First, because they made conditions worse. Secondly, because my good friend has this card and he has suffered with it. Bank Opening works through one place, the feeling that the right hand does not know what the left is doing. Shoals with cashback, you can get money from the figs in the department, even if you ordered it, nothing can be solved remotely, and so on. There are also many restrictions on operations for which you will not receive cashback. Well, cashback in miles is quite difficult to spend.

Alfa Bank

Alpha has a rather controversial product. On the one hand, the conditions are not bad: 4 passes per month or unlimited access, 5% cashback for all purchases (if spending is from 100 thousand per month) and 11% for travel, insurance of 150 thousand USD for the whole family. On the other hand ... passes are only for the holder, and unlimited is available only for 6 million on the account, this is too much!

Alpha takes a 3% conversion commission when spending abroad. But due to the 5% cashback, everything is compensated and you even get a plus. But again, there is a nuance with miles, you cannot stupidly translate them into money, like Tinkoff's, you have to spend on the Alfa Travel website.

Life hack # 1 - how to buy good insurance

It is unrealistically difficult to choose insurance now, therefore, to help all travelers. To do this, I constantly monitor forums, study insurance contracts and use insurance myself.